---
title: LocalCard
---

[For shoppers](https://blog.localcard.io/) [For business](https://blog.localcard.io/business)

[For Business](https://blog.localcard.io/business)

Platform

**Open LoopComing soon**Cards that can be spent anywhere Visa is accepted. **Brand LockedComing soon**Lock spend to a single brand across any retailer. **GEO LockedComing soon**Cards that only activate at a chosen store, centre or precinct. **Category LockedComing soon**Restrict spend to a merchant category, like dining or fuel. **Merchant ConnectComing soon**Accept LocalCard at your stores and see redemptions live. [**Scan to Pay**Cards that unlock when a customer scans your product.](https://blog.localcard.io/business/scan-to-pay) [**QR Cards**Unique codes you hand out. Funds load only when they're claimed.](https://blog.localcard.io/business/qr-cards) **ResellerComing soon**Sell LocalCard programs to your own clients under your brand. 

[Featured ![](https://blog.localcard.io/hubfs/stp.svg) **Scan to Pay** Turn any product into a reward. Scan the barcode to unlock & pay. *Learn more →*](https://blog.localcard.io/business/scan-to-pay)

Resources

[**Blog**Product updates, campaign ideas and what we're learning about programmable payments.*Read the blog →*](https://blog.localcard.io/business/blog)[![](https://blog.localcard.io/hubfs/breakagereport.svg)**Breakage Report**Our data on unspent gift card value in Australia and what it means for your programs.*Read the report →*](https://blog.localcard.io/business/breakage-report)**Case studiesComing soon**How brands and retailers are running promotions on LocalCard.*See case studies →*

[Help centre](https://help.localcard.io)

[Sign in](https://www.localcard.io/login) [Get Started](https://www.localcard.io/login/sign-up) [Contact sales](https://blog.localcard.io/business/contact-sales)

# LocalCard

Data, product updates and ideas on promotional cards, incentives and rewards.

## [![](https://blog.localcard.io/hubfs/blog-header.png) Latest 2026 Breakage Report Understanding Promotional Card Breakage What happens after a promotional Visa card is sent to a customer? How quickly is it spent — and how much is never used? August 2026](https://blog.localcard.io/business/blog/2026-breakage-report)

## Want better transparency and control for your card program?

[Get started](https://blog.localcard.io/get-started) [Contact us](https://blog.localcard.io/business/contact-sales)

© 2026 LocalCard. All rights reserved.

[Blog](https://blog.localcard.io/business/blog) [Privacy](https://blog.localcard.io/privacy) [Terms](https://blog.localcard.io/terms)