For shoppers For business

We Program Money.

The programmable payments platform for

Our products

Your money. Your rules.

01 / Product

Scan to Pay

Product Locked Gift Cards

Gift cards locked to individual product barcodes.

02 / Merchant

Merchant Locked

Keep money in your ecosystem

Lock a card to an individual merchant, a group of merchants or an entire brand.

03 / Location

GEO Locked

Bring customers to your location

Require customers to activate their card at a selected store, shopping centre or precinct.

04 / Freedom

Open Loop Cards

Give customers freedom to choose

Cards that can be spent anywhere Visa is accepted.

Greater controls, better transparency.

Card expiry

Set exactly how long each card stays live. Unspent value after expiry comes straight back to you.

Reminders

Automatic nudges to recipients before a card expires, so funds get used rather than forgotten.

Single tap

Limit a card to one transaction. After the first tap it closes and any remainder is refunded.

Card merge

Let customers combine several LocalCards into one balance for a single, simpler purchase.

Calculate your savings

We return 100% of unspent funds.

Find out how much you could get back. Enter how many cards you send and their value to see a savings estimate.

Enter card value and quantity to see your potential savings.

Frequently asked questions

Got questions about LocalCard? Here are the answers to the ones we hear most.

How do LocalCard cards work?

LocalCard gift cards work like traditional gift cards but without any wastage. Delivered as digital Visa prepaid cards, they can be used in store or online.

What happens to unused card value?

If the card is never activated, it can be cancelled and the funds are refunded to your account. Any partial balance remaining on the card can be donated, or used for other purchases by the recipient.

Can I use LocalCard cards anywhere?

It depends on the card type. Our open loop card can be used at any business that accepts Visa, while merchant, category and GEO locked cards are restricted to the places you choose.

How long do LocalCard cards last?

LocalCard cards have a standard 3 year expiration period. Recipients receive notifications before expiration, and any unused funds are credited back to your account upon expiration.

Is there a fee for using LocalCard?

LocalCard charges a small processing fee when you issue a card. There are no additional fees for recipients when using the card.

Can I track my card usage?

Yes. LocalCard provides real-time tracking of card usage, including spending activity and remaining balance, accessible through your account dashboard.

Want better transparency and control for your card program?

Get Started